Finance Disclaimer
I am Dinesh Kumar S, founder of Finance Guided. Before reading any article on this website, please read this disclaimer carefully. Finance Guided is an independent educational platform. The content published here is designed to help readers understand financial topics — it is not professional financial advice of any kind.
Summary: Finance Guided provides general financial education only. Nothing on this website is personalised financial, investment, tax, insurance, or legal advice. Always consult a qualified professional before making any financial decision.
Contents
1 No Professional Financial Advice
Finance Guided is a general educational platform. Every article, guide, formula, comparison table, and case study published on this website is created to help readers understand how financial systems work — not to tell any individual what to do with their money.
The content on Finance Guided is not:
- Personalised financial advice tailored to your individual circumstances
- Investment advice or a recommendation to buy, sell, or hold any financial product
- Insurance advice or a recommendation for any specific insurance policy
- Tax advice applicable to your specific income or jurisdiction
- Legal advice of any kind
About the author: Dinesh Kumar S is the founder and author of Finance Guided. He holds a B.Sc. in Mathematics and an M.Sc. in Information Technology, and has professional experience in accounting and financial operations. He is not a SEBI-registered investment advisor, IRDAI-licensed insurance broker, certified financial planner (CFP), or licensed legal professional.
All content is independently researched and written for educational purposes, using publicly available regulatory and institutional sources.
Readers are strongly encouraged to consult a qualified financial advisor, licensed insurance professional, chartered accountant, or legal expert in their jurisdiction before making any financial decision — especially decisions involving insurance, investments, loans, or tax planning.
2 Insurance & Market Risk Disclosure
Financial products discussed on Finance Guided — including insurance policies, mutual funds, fixed deposits, loans, credit cards, and investment instruments — involve financial risk.
- Insurance: Insurance is a subject matter of solicitation. Policy terms, premium amounts, benefits, exclusions, and claim procedures vary by insurer and are subject to change based on IRDAI regulations and individual insurer policies.
- Mutual funds and investments: Mutual fund investments are subject to market risks. Past performance is not an indicator of future returns. Please read all scheme-related documents carefully before investing.
- Loans and credit: Interest rates, eligibility criteria, and repayment terms for loans and credit products vary by lender and are subject to RBI guidelines and individual lender policies.
- Taxation: Tax rules, slabs, deductions, and exemptions are subject to annual changes by the Government of India and relevant authorities in other countries. Always verify current rules with the Income Tax Department or a qualified tax professional.
Finance Guided does not guarantee the accuracy, completeness, or current applicability of all product information published. Readers should always review official policy documents, sales brochures, and terms provided directly by financial institutions before making any purchase or commitment.
3 Limitation of Liability
Any action you take based on information found on Finance Guided is strictly at your own risk.
Finance Guided and its founder, Dinesh Kumar S, will not be liable for any losses, financial damages, missed opportunities, or adverse outcomes resulting from decisions made based on the educational content published on this website.
This limitation applies to all content types on Finance Guided, including articles, guides, formula calculations, comparison tables, case study simulations, and future outlook sections. All case study simulations on Finance Guided are hypothetical and are not based on any individual's real financial situation.
4 Accuracy & Content Updates
Finance Guided makes every reasonable effort to ensure that information published is accurate at the time of writing. However, financial regulations, tax rules, insurance products, and market conditions change frequently.
- Articles are reviewed and updated periodically but may not always reflect the most recent regulatory or product changes
- Statistics and data cited in articles are sourced from official regulatory bodies and published institutions — links to sources are provided wherever possible
- Readers should independently verify any time-sensitive financial information before acting on it
If you notice an error or outdated information in any Finance Guided article, please contact us at financeinsuranceguided@gmail.com and we will review and correct it promptly.
5 External Links Disclaimer
Finance Guided articles may contain links to external websites — including official regulatory bodies, financial institutions, and research organisations — for reference and educational purposes.
While we aim to link only to reputable and authoritative sources, Finance Guided does not control or maintain these external websites and cannot guarantee the ongoing accuracy, availability, or content of any third-party website.
The inclusion of an external link does not constitute an endorsement of that website, its products, or its services. Users should review the content and policies of any third-party website independently.
6 Advertising & Affiliate Disclosure
Finance Guided displays advertisements through Google AdSense to support the operation and maintenance of this website. These advertisements are served automatically by Google based on page content and visitor interest signals.
Editorial independence: Advertising revenue from Google AdSense does not influence the editorial content, article topics, provider recommendations, or research conclusions published on Finance Guided.
Finance Guided does not accept paid article placements, sponsored posts, or payments from insurers, banks, or financial institutions for editorial mentions. All provider names mentioned in articles are for educational comparison only.
Finance Guided may include affiliate links in certain articles. If you click on an affiliate link and make a purchase, Finance Guided may earn a small commission at no additional cost to you. Affiliate relationships do not affect the editorial objectivity of our content. All affiliate links are clearly disclosed where used.
7 Country-Specific Regulatory Notice
Finance Guided serves a global audience. Financial regulations, tax rules, insurance requirements, and investment laws vary significantly by country. Content on Finance Guided that references a specific country is based on publicly available regulations at the time of writing.
Finance Guided articles that target Indian audiences use Indian Rupee (₹) examples and IRDAI/SEBI regulatory references. Articles targeting US audiences use USD ($) examples and US regulatory references. These are never mixed in the same article.
8 Use at Your Own Risk
All financial decisions involve personal judgment, individual circumstances, and potential risk. Finance Guided provides a general educational framework — not a substitute for professional financial guidance.
Before making any significant financial commitment — whether purchasing an insurance policy, starting a SIP, filing an ITR, taking a home loan, or planning for retirement — please:
- Conduct your own research and due diligence
- Read all official product documents and policy terms carefully
- Consult a licensed financial professional, tax advisor, or legal expert qualified in your jurisdiction
- Verify current regulations with the appropriate regulatory authority
By using Finance Guided, you acknowledge that you have read this disclaimer and agree that your use of this website and reliance on its content is at your own discretion and risk.
This disclaimer applies to all content published on Finance Guided.
Dinesh Kumar S
Founder & Author — Finance Guided
www.financeguided.com · Tamil Nadu, India
Email: financeinsuranceguided@gmail.com
Related pages: Privacy Policy · About Us · Contact Us
© 2025–2026 Finance Guided. All Rights Reserved.